Firms that want to carry on regulated cryptoasset activities in the UK when the new regime starts must now apply to the Financial Conduct Authority (FCA) for authorisation. The FCA opened its application window on 30 September 2026 and it closes on 28 February 2027, ahead of the regime coming into force on 25 October 2027. Existing firms that apply within the window can, subject to conditions, keep operating while the FCA decides their application; firms that apply later, or

The FCA's new transaction reporting rules are already final and take effect on 3 April 2028; CP26/34 does not reopen them. Instead, the Financial Conduct Authority (FCA) is consulting on how those rules should work in practice: draft guidance and worked examples for a new Transaction Reporting User Pack, transitional guidance for the switchover from UK MiFIR, and consequential Handbook amendments. The consultation was published on 2 October 2026 and closes on 6 November 2026.

The Financial Conduct Authority (FCA) has not introduced new climate rules for insurers or mortgage lenders. Its climate adaptation and resilience page, published on 4 August 2026, instead explains how physical climate risks such as flooding may affect access to property insurance and mortgages, and indicates that those risks may be relevant to obligations firms already have, such as delivering fair value and good customer outcomes under the Consumer Duty. The page is aimed p

The Financial Conduct Authority (FCA) will become the single anti-money laundering (AML) and counter-terrorist financing (CTF) supervisor for legal service providers, accountancy service providers and trust and company service providers (TCSPs), taking over from the professional body supervisors (PBSs) and HM Revenue and Customs (HMRC), which supervise these firms today. Nothing changes yet. The reform depends on legislation, the FCA does not expect to begin supervising these

On 17 September 2026 the Financial Conduct Authority (FCA) published its findings on how payments firms support consumers in vulnerable circumstances under the Consumer Duty. The publication creates no new rules and sets no deadline, but it is clear about what the FCA expects to see: firms that understand the scale and nature of vulnerability in their own customer base, can show that their policies work in practice, and give their boards enough information to oversee outcomes

The Financial Conduct Authority (FCA) has concluded that the general insurance value measures rules are broadly working as intended, but that inconsistent reporting is limiting the usefulness of the data. In Consultation Paper CP26/33, published in September 2026, it proposes removing two data fields from the annual value measures return and signals wider changes to definitions and reporting, on which it expects to consult in the first half of 2027. Comments on the current pr