Ongoing Compliance Support & FCA Monitoring

We provide ongoing compliance and monitoring support to help FCA-regulated firms maintain oversight, manage regulatory risk and meet its day-to-day obligations.

FCA compliance does not end once your firm is authorised. Your firm must continue to monitor its systems and controls, regularly review policies and respond to regulatory change, while ensuring that compliance remains part of the wider business. The FCA expects your business to maintain clear governance, effective compliance monitoring and active senior management oversight. Our role is to help your firm meet these expectations through practical, proportionate and ongoing support.

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Contact us to discuss your compliance requirements and how we can support your firm.

Ongoing FCA Compliance Support

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Maintaining compliance involves more than having policies in place. Firms must make sure those policies stay up to date, are properly implemented and continue to reflect how the business operates.

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Our support is tailored to your firm’s business model, regulatory permissions and risk profile, and can be on a retained basis, through periodic reviews or as additional support to an internal compliance function. 

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We support firms with a wide range of ongoing compliance needs, including:

• Ongoing compliance oversight and advisory support

• Acting as an outsourced compliance function

• Supporting internal compliance teams

• Periodic compliance reviews and monitoring

• Compliance monitoring plans and testing

• Consumer Duty oversight and conduct risk monitoring

• SM&CR and senior management oversight

• Policy and procedure reviews and updates

• Governance and control assessments

• Financial crime, including AML and sanctions support

• Training and competence support

• Regulatory change management

• Advice on emerging regulatory issues and FCA developments

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We help firms make compliance part of their everyday business, not just a one-off exercise.

Flexible Ongoing Support, Including Retained Compliance Services

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We provide ongoing compliance support on a flexible basis, including retained arrangements for firms that require continuous oversight and access to regulatory expertise.

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This may include acting as your outsourced compliance function, supporting an internal compliance team, providing periodic independent reviews or assisting with specific regulatory projects.

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Our support is designed to ensure compliance is not only documented, but actively maintained and embedded into day-to-day operations

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Maintaining Your Compliance Monitoring Programme

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The FCA expects firms to carry out ongoing monitoring to assess whether internal controls and compliance arrangements are working effectively.

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We help firms operate and maintain compliance monitoring programmes on an ongoing basis that reflect their regulatory obligations, business activities and key risk areas. This may include:

• Carrying out periodic monitoring reviews

• Testing key controls and procedures

• Identifying weaknesses, breaches or control gaps

• Recording findings and remedial actions

• Reporting outcomes to senior management

• Reviewing whether the monitoring plan remains appropriate as the business develops

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A structured monitoring programme helps firms identify issues early, maintain effective oversight, and demonstrate that compliance controls continue to operate in practice.

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Compliance and Regulatory Health Checks

We conduct independent compliance and regulatory health checks to assess your firm’s current compliance position, identify gaps and recommend practical, proportionate remedial actions to minimise regulatory and operational risk.

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Depending on the size, nature and regulated activities of your firm, a compliance and regulatory health check may include:

• Review of regulatory permissions and scope of activities

• Evaluation of policies and procedures against current regulatory requirements

• Governance and oversight arrangements, including board and senior management oversight

• Risk management framework and internal controls

• Training and competence arrangements

• Systems and controls, including record-keeping and reporting processes

• Consumer Duty oversight and monitoring

• Complaints handling and conduct risk controls

• Financial crime and AML arrangements

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Regulatory health checks and compliance audits can be conducted:

• On a periodic basis

• Ahead of material business or regulatory change

• In preparation for FCA engagement or supervisory review

• As part of an ongoing compliance or monitoring programme

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Our reviews are independent, risk-based and proportionate, focusing on how compliance operates in practice.

We provide:

• Clear, prioritised findings

• Practical and achievable recommendations

• Insight into areas of heightened regulatory or supervisory risk

• Support with remedial action plans and implementation

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Supporting Your Firm After FCA Authorisation

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Many firms need practical compliance support after authorisation to ensure their framework remains effective as the business develops.

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This may include:

• Support for newly authorised firms

• Helping make compliance part of the day-to-day running of the business

• Ongoing advice for internal compliance teams

• Additional oversight for firms without a full-time compliance function

• Independent review of controls and governance arrangements

• Support preparing for FCA visits, requests or supervisory engagement

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Our support is designed to help firms maintain confidence in their compliance arrangements as regulatory expectations and business needs evolve.

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Reviewing Policies and Controls

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Compliance arrangements should not remain static. As FCA expectations shift and your business changes, policies and procedures must be reviewed to ensure they remain appropriate.

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We help firms review and update core documentation, including compliance manuals, conflicts of interest policies, complaints procedures, financial crime and AML controls, Consumer Duty frameworks, governance documents and risk management procedures.

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Our approach is practical and tailored to the way your firm operates. This helps ensure your documentation remains clear, relevant and aligned with regulatory expectations.

Governance and Senior Management Oversight

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Ongoing compliance support must align with a firm’s governance structure and senior management responsibilities.

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We support firms in maintaining clear oversight and accountability through:

• Governance reviews

• Support with SM&CR responsibilities

• Review of reporting lines and escalation procedures

• Compliance reporting to boards and senior management

• Advice on roles, responsibilities and accountability

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This helps firms demonstrate that senior management remains engaged in compliance and that regulatory responsibilities are clearly understood across the business. 

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Managing Regulatory Change, Guidance and FCA Engagement

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Firms are required to understand how rule changes, guidance updates and regulatory priorities affect their business.

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We provide support with:

• Assessing new FCA developments

• Identifying the impact on your firm

• Updating internal policies and controls

• Advising on implementation priorities

• Supporting internal communication and staff awareness

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This helps ensure your compliance arrangements remain current and that regulatory change is managed in a structured way.

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Where firms are launching new products or services, entering new markets or changing their business model or operating structure, we provide regulatory advice and change management support to help determine the most appropriate course of action.

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Our advice is pragmatic and commercially aware, helping firms manage regulatory risk while supporting sustainable growth.

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We also support firms with FCA engagement and queries, including:

• Responding to FCA information requests and supervisory queries

• Supporting written FCA correspondence

• Advising on regulatory issues that require senior compliance expertise and judgement

• Supporting firms ahead of FCA visits, section 165 requests or thematic reviews

• Assisting with notifications and remediation plans

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Our support helps ensure communications with the FCA are clear, accurate and aligned with regulatory expectations, while ensuring regulatory change is managed in a structured way.

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Regulatory Reporting Support

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Accurate and timely regulatory reporting is a core FCA expectation and a key indicator of your firm’s overall compliance and governance. We provide practical support to help your firm meet its ongoing financial and non-financial reporting obligations.

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This may include:

• Preparing and reviewing FCA returns and submissions

• Supporting ongoing reporting through the FCA’s RegData platform

• Reviewing reporting controls and processes

• Responding to FCA queries relating to submitted reports

• Assessing whether reporting obligations have changed as the business develops

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Our support helps ensure regulatory reporting remains accurate, timely and aligned with your firm’s regulatory profile.

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Independent Compliance Support

Some firms require ongoing independent support to strengthen internal oversight or provide additional challenge to existing arrangements.

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We can act as an external compliance resource, offering practical support that complements your in-house team or provides expertise where internal capacity is limited.

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Our support can be delivered on a retained basis or through periodic reviews, depending on your requirements.

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Support for New and Established Firms

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We support a wide range of FCA-regulated firms, including:

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• Consumer & wholesale investment firms (i.e. advisory, asset managers, hedge funds)

• Insurance firms, including insurance brokers and managing general agents (MGAs)

• Payments and e-money firms 

• Consumer credit firms

• Cryptoasset firms requiring FCA authorisation

• Fintech firms and startups​

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Whether you are newly authorised or already established, our support is tailored to your regulatory permissions, structure and operational complexity.